Do I need to have Photoshop?

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Well I would say, yes.
All of our templates are made with industry standard Adobe® Photoshop® software.

Do I need to have Photoshop?2015-05-062015-05-06http://ecovergraphicspro.com/wp-content/uploads/2015/05/logo1.pngEcover Graphics Prohttp://ecovergraphicspro.com/wp-content/uploads/2015/05/logo1.png200px200px

What is the format of these templates? Can I edit them?

What are my rights?